Niche Broker LLC makes Home Loans Simple. We have a proven track record of closing loans quickly. Recently, Conventional and FHA loans have been closing in less than 20 days. Same Day lender approvals are the norm with us. Our secret is simple - only expertly processed complete files are submitted to underwriting. Call us first or last, just make sure you call us. Lock & Shop Charles "Sonny" Collova has over 25 years of experience writing home mortgages in the Tampa Bay area. In addition to Conventional, FHA, VA and USDA home mortgages. We Make very lite doc. Non-QM & Hard Money Loans to Investors on rental properties, commercial real estate, any type of real estate. Business Loans secured by personal residence are also available.